Money in the Netherlands, made easy

Tips and tricks for all your money matters in the Netherlands. I share simple tricks for Dutch life, from insurance to groceries and everything in between.

18 Hidden Discounts and Freebies Everyone Should Know in the Netherlands

Almost everybody agrees that the Netherlands is quite an expensive country. What if I tell you that you have access to a wide range of discounts, loyalty programs, and freebies that came your living costs substantially cheaper?. From free birthday treats to supermarket savings hacks, you can save you hundreds of euros each year.

Here are 18 of the best discounts and freebies every expat should know about.

torn yellow paper revealing discount price

1. Free Birthday Treats

Many Dutch companies offer free gifts on your birthday if you’re a member of their loyalty program. These can include free coffee, pastries, discounts, and special vouchers.

Some popular examples include:

Make sure you register a few weeks before your birthday to qualify!

2. Albert Heijn Koopzegels

One of the easiest ways to earn a guaranteed return on your grocery spending is through Albert Heijn’s Koopzegels program.

By collecting savings stamps with your purchases, you can earn an attractive return once your booklet is full.

For many families, this can add up to hundreds of euros per year.

Be careful, Albert Heijn is from the most pricey supermarkets in the Netherlands but if you shop discounted products it is worth it!

3. IKEA Family Membership

IKEA Family is completely free and offers:

  • Member discounts
  • Free coffee in many stores
  • Special promotions
  • Exclusive events

Many expats furnishing a new home overlook this easy saving opportunity.

4. Kruidvat Loyalty Program

Kruidvat’s rewards system can significantly reduce the cost of toiletries, cosmetics, and household products.

Always activate promotions in the app before shopping.

5. Etos Bonus Deals

Etos regularly provides member-only discounts and personalized offers through its app.

6. Cashback Apps

Several cashback apps such as Woolsocks reward users for purchases made through partner stores.

Popular categories include:

  • Fashion
  • Electronics
  • Food delicery
  • Insurance

Even small cashback percentages can add up over time. Be careful to not fall in the trap to buy things just because of the cashback!

7. Student discounts

International students can access discounts on:

  • Public transport
  • Software
  • Museums
  • Restaurants
  • Hairdresser
  • Gym

Always ask if a student discount is available.

8. NS Group tickets

Traveling with friends? NS Group Tickets can significantly reduce train travel costs compared to buying separate tickets.

9. Off-peak train discounts

Regular train users should consider discount subscriptions that reduce fares outside rush hours.

10. Bank sign-up bonuses

Dutch and European banks occasionally run promotions offering cash bonuses or rewards for new customers.

Always compare terms carefully.

11. Energy provider welcome bonuses

Switching energy providers can sometimes result in welcome bonuses worth hundreds of euros.

Compare offers before renewing contracts.

12. Mobile phone promotions

Many telecom providers offer:

  • Discounted plans
  • Device credits
  • Temporary signup offers

New arrivals often overpay by accepting the first plan they see.

13. Second hand marketplaces

Platforms such us Markplaats for buying used goods can help expats save hundreds of euros on home appliances, furniture, bicycles and even cars.

14. Seasonal Clearance Sales

The biggest discounts usually occur:

  • January
  • July
  • Black Friday

Planning purchases around these periods can lead to substantial savings.

15. Super market items at expiration date

You can save up to 70% for specific products close to their expiration date. Keep an eye at the supermarket expiration offers!

16. Pay in one go your health insurance

Some health insurers give discounts if you pay in one go or via your employer. Check it out!

17. Employer Benefits

Some employers offer:

  • Bicycle plans
  • Public transport compensation
  • Fitness discounts
  • Education budgets

Review your employment package carefully.

18. Tax Benefits

Depending on your situation, you may qualify for tax advantages or deductions. Understanding the Dutch tax system can save significant amounts over time. Check now your eligibility.

Until next time, stay savvy.

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